You are buying an established property or registered land and;
(1) you have already had finance approved (includes finance offers, subject to valuation) or
(2) you are still to organise finance.

Option 1
If your application is supported by an ‘unconditional letter of finance (can only be subject to valuation).

NOTE
If unsure that the finance is ‘unconditional’, best to scan & email a copy to [email protected] so we can determine before you start to complete the application.

1. Complete the online application and follow the instructions, click here or
2. View & Download the 2-page editable Application Form, plus the list of required Supporting Documents, View & download here.

Option 2
If your application isn’t supported by an ‘unconditional letter of finance’

1. Complete the online application and follow the instructions, click here or
2. View & Download the 7-page editable Application Form, plus the list of required Supporting Documents, View & download here.

You may…
(1) already have your existing property under contract and are looking to buy another;
(2) you want to secure another property first, before selling your current property; or
(3) you are downsizing to an alternative property. You may or may not already have finance approved; you may be transferring your existing home loan; or, in the case of downsizing, you’ll be using cash from the sale of your existing property.

Option 1
Online application
Complete the online application and follow the instructions, click here or

Option 2
Offline application
View & Download the 7 page editable Application Form, plus the list of required Supporting Documents, View & download here.

You are looking to attend an auction for…
(1) a particular property.
we can issue the Deposit Bond for that particular property and if unsuccessful, you can return the bond for a refund.

(2) looking for an investment property and will remain in the market until successful.
we can issue an ‘open’ Deposit Bond for 10% of the maximum price you plan to bid. Once successful, you can use the Deposit Bond. You can also use an ‘open’ Deposit Bond if you find a property for private sale.

Option 1
Online application
Complete the online application and follow the instructions, click here or

Option 2
Offline application
View & Download the 7 page editable Application Form, plus the list of required Supporting Documents, View & download here.

You already own existing Australian based real estate and are looking to buy an off-the-plan apartment; unregistered land; or a House & Land package. If you currently don’t own existing real estate, select the First Home Buyer panel below. We can issue bonds up to 60 months; QLD 66 months; and on selected projects, up to 84 months.

Option 1
Online application
Complete the online application and follow the instructions, click here or

Option 2
Offline application
View & Download the 7 page editable Application Form, plus the list of required Supporting Documents, View & download here.

Option 3 – guarantor support required
Where your application is to be supported by a direct family member(s), the applicants/buyers complete the application form; the guarantor(s) completes the Guarantors Statement; and both supply relevant support documents.

NOTE. The guarantor(s) must be those whose name appears on the Council Rate Notice of the real estate listed under ‘Assets’. If an ‘Asset’ is in joint names, both names must be listed on the Guarantors Statement and sign etc.

View & Download the 7 page editable Application Form, plus the Guarantors Statement and plus the list of required Supporting Documents, View & download here.

You are looking to buy an off-the-plan apartment or unregistered land and currently don’t own existing real estate, however, you have a family member who does own real estate and is prepared to go as guarantor. If buying an established property, refer to the ‘Established Property’ panel.

Option 1
If your application is supported by an ‘unconditional letter of finance (can only be subject to valuation)

1. Complete the online application and follow the instructions, click here or
2. View & Download the 2 page editable Application Form, plus the list of required Supporting Documents, View & download here.

Option 2
If your application isn’t supported by an ‘unconditional letter of finance’, the applicants (buyers) require a direct family member to go as guarantor. The applicants complete the application form; the guarantor completes the Guarantors Statement; and both supply relevant support documents.

1. Complete the online application and follow the instructions, click here or
2. View & Download the 7 page editable Application Form, plus the Guarantors Statement and plus the list of required Supporting Documents, View & download here.

Your SMSF or Bare Trust is purchasing established or off-the-plan property. The Trustees or Directors of the SMSF will need to go as guarantor and will need to privately own existing Australian based real estate.

The process involves the SMSF or Bare Trust completing the Application Form and the guarantor(s), a Guarantor Statement.

Option 1
If your application is supported by an ‘unconditional letter of finance (can only be subject to valuation) or your SMSF is purchasing outright.

NOTE
If unsure that the finance is ‘unconditional’, best to scan & email a copy to [email protected] so we can determine, before you start to complete the application.

1. Complete the online application and follow the instructions, click here or
2. View & Download the 2 page editable Application Form, plus the list of required Supporting Documents, View & download here.

Option 2
If your application is via a ‘bare trust’ structure, the ‘bare trust’ completes the application form; the trustees complete the Guarantors Statement; and both provide relevant support documents.

1. Complete the online application and follow the instructions, click here or
2. View & Download the 7 page editable Application Form, plus the Guarantors Statement and the list of required Supporting Documents, View & download here.

Your Trust is purchasing established or off-the-plan property. Given the complexity & legal costs of trust deeds and assets within the trust being fully assessed, it’s far easier and less expensive if the trustees act as guarantor and privately own existing Australian based real estate.

The process involves:
The trust purchasing the property completes the application form; the trustees complete the Guarantors Statement; and both provide relevant support documents.

View & Download the Application Form and the Guarantors Statement, plus the list of support documents required.

If your company is buying commercial real estate, or maybe residential. Whilst we may be able to issue the Deposit Bond based on the financial status of the company, we may need the directors to go as guarantors and privately own existing Australian based real estate.

The company purchasing the property completes the application form; the directors complete the Guarantors Statement; and both provide relevant support documents.

View & Download the Application Form and the Guarantors Statement, plus the list of support documents required.