You are buying an established property or registered land and (1) you have already had finance approved (includes finance offers, subject to valuation) or (2) you are still to organise finance.
Obtain Quote ApplyYou may (1) already have your existing property under contract and are looking to buy another; (2) you want to secure another property first, before selling your current property; or (3) you are downsizing to an alternative property. You may or may not already have finance approved; you may be transferring your existing home loan; or, in the case of downsizing, you’ll be using cash from the sale of your existing property.
Obtain Quote ApplyYou are looking to attend an auction for (1) a particular property or (2) are looking for an investment property and will remain in the market until successful. For (1), we can issue the Deposit Bond for that particular property and if unsuccessful, you can return the bond for a refund. For (2), we can issue an ‘open’ Deposit Bond for 10% of the maximum price you plan to bid. Once successful, you can use the Deposit Bond. You can also use an ‘open’ Deposit Bond if you find a property for private sale.
Obtain Quote ApplyYou already own existing Australian based real estate and are looking to buy an off-the-plan apartment; unregistered land; or a House & Land package. If you currently don’t own existing real estate, select the First Home Buyer panel below. We can issue bonds up to 60 months; QLD 66 months; and on selected projects, up to 84 months.
Obtain Quote ApplyYou are looking to buy an off-the-plan apartment or unregistered land and currently don’t own existing real estate, however, you have a family member who does own real estate and is prepared to go as guarantor. If buying an established property, refer to the ‘Established Property’ panel.
Obtain Quote ApplyYour SMSF or Bare Trust is purchasing established or off-the-plan property. The Trustees or Directors of the SMSF will need to go as guarantor and will need to privately own existing Australian based real estate. The process involves the SMSF or Bare Trust completing the Application Form and the guarantor(s), a Guarantor Statement.
Obtain Quote ApplyYour Trust is purchasing established or off-the-plan property. Given the complexity & legal costs of trust deeds and assets within the trust being fully assessed, it’s far easier and less expensive if the trustees act as guarantor and privately own existing Australian based real estate. The process involves the trust completing the Application Form and the guarantors, a Guarantor Statement.
Obtain Quote ApplyYour company is more likely buying commercial real estate, but maybe residential. Whilst we may be able to issue the Deposit Bond based on the financial status of the company, we may need the directors to go as guarantors and privately own existing Australian based real estate.
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